THE EFFECT OF FINANCIAL MANAGEMENT BEHAVIOR, SELF-EFFICACY AND HERDING BEHAVIOR ON INVESTMENT DECISIONS MEDIATED BY E-TRUST. eb [Internet]. 31 Desember 2025 [dikutip 3 Maret 2026];30(3):531-50. Tersedia pada: https://ejournal.gunadarma.ac.id/index.php/ekbis/article/view/25