habibi, ach fuadi dan Mardiana (2026) “E-WALLET PERCEIVED EASE OF USE, SELF-CONTROL, AND FINANCIAL MANAGEMENT AMONG GENERATION Z ENTREPRENEURS WITH DIGITAL FINANCIAL LITERACY AS A MODERATING VARIABLE IN MALANG CITY”, Jurnal Ilmiah Ekonomi Bisnis, 31(1), hlm. 90–108. doi:10.35760/eb.2026.v31i1.170.