“E-WALLET PERCEIVED EASE OF USE, SELF-CONTROL, AND FINANCIAL MANAGEMENT AMONG GENERATION Z ENTREPRENEURS WITH DIGITAL FINANCIAL LITERACY AS   A MODERATING VARIABLE IN MALANG CITY” (2026) Jurnal Ilmiah Ekonomi Bisnis, 31(1), pp. 90–108. doi:10.35760/eb.2026.v31i1.170.